About us

A focused response to business debt pressure

New Guidance Group helps business owners move from scattered agreements, overlapping withdrawals, and creditor pressure toward one documented recovery strategy. Merchant cash advance debt is our primary focus.

Our role

Review. Understand. Connect.

We begin with the complete financial picture: every MCA agreement, renewal, balance, withdrawal, commercial obligation, creditor communication, and essential operating expense.

New Guidance Group reviews the situation, identifies what the business can realistically support, and prepares the owner for a servicing-company connection.

We then connect the owner with an independent servicing company. That company—not New Guidance Group—handles negotiations, creditor communications, coordination, and all fulfillment.

Our focus

Help viable businesses address merchant cash advance and commercial debt pressure without treating another high-cost advance as the automatic answer.

What that means in practice

  • Merchant cash advance expertise
  • One view of every active obligation
  • Situation review grounded in documented cash flow
  • Nationwide support with clear professional referrals
  • No guaranteed reductions or outcomes

How we approach the work

A recovery strategy must work outside the spreadsheet

Completeness

Every agreement, payment, notice, and essential operating cost belongs in the review.

Coordination

Creditor conversations follow one strategy instead of several disconnected promises.

Sustainability

Proposed terms must leave enough cash for the business to keep producing revenue.

Candor

Creditor acceptance, reductions, timelines, and outcomes are never guaranteed.

Nationwide support

One focused process for business owners across the country

We work with business owners nationwide. Independent professional availability and requirements can vary by location and situation, and those details are confirmed as part of the review.

Nationwide support

Start with a confidential business debt review

Bring your MCA agreements, recent statements, payment schedule, and creditor communications. We will help organize the complete picture and explain a practical next step.