How it works
One coordinated path from MCA payment pressure to a recovery strategy
The process starts with every agreement, withdrawal, creditor, and essential operating expense. We review the situation and connect the owner with an independent servicing company that handles all next steps and fulfillment.
How It Works
A Structured Path From Payment Pressure to a Recovery Plan
Every engagement starts with the full debt picture. Creditor concessions, revised payments, timelines, and outcomes depend on the facts and are never guaranteed.
Confidential Debt Review
A private, no-obligation conversation about the MCA agreements, payment pressure, cash flow, creditor activity, and immediate concerns.
Complete Financial Analysis
An organized review of every obligation, withdrawal, agreement, renewal, essential expense, and available source of payment.
Situation Review
A clear review of documented hardship, creditor status, operating needs, and what the business can realistically support.
Servicing Company Connection
New Guidance Group connects the owner with an independent servicing company that manages communications, next steps, and all fulfillment.
Before the call
Bring the complete debt picture
You do not need a perfect file for the first conversation, but complete agreements and current payment information make the review more useful.
- Every MCA and commercial debt agreement
- Current balances and daily, weekly, or monthly payments
- Recent business bank and processor statements
- Default, collection, or creditor communications
- Weekly payroll, taxes, rent, and essential vendor costs
During the review
We test the strategy against actual cash flow
Gross revenue does not show what the business can pay. We account for the costs that keep the company operating, then use the remaining capacity to define realistic negotiation objectives.
Possible next steps
The right path depends on the facts
Complete the file
Collect missing agreements, balances, statements, or creditor notices.
Connect with a servicer
Share the reviewed situation with a servicing company that handles creditor conversations and fulfillment.
Servicing company fulfillment
The independent servicing company—not New Guidance Group—handles negotiations, coordination, and all fulfillment.
Review the recovery plan
Measure any proposed terms against payroll, taxes, rent, vendors, and realistic revenue.
Nationwide support
Start with a confidential business debt review
Bring your MCA agreements, recent statements, payment schedule, and creditor communications. We will help organize the complete picture and explain a practical next step.